Posture can make it seem as though you have a problem with lower belly fat. In fact, your belly bulge may be due to your pelvis being tilted too far forward and downward, causing your lower back to over arch and pushing out the lower part of your belly. So it makes your belly look bigger than it really is, and it also makes you shorter. Even if you’re super lean and have very little belly fat, if you have an excessive anterior pelvic tilt, your lower abdomen will protrude. There are stretches that for an excessive anterior pelvic tilt as this video demonstrates. However, if you suspect this may be a problem, your best course of action is to see a health professional for diagnosis and treatment.
In order to have a mommy belly, you need to be a mommy. During pregnancy and delivery, the pelvic floor muscles are extremely stressed. They don't snap back. Usually, you need to make a point of it to retrain them. The uterus doesn't really go back to its original placement either. A mommy belly will resemble a pregnant belly that's softer to the touch, but still rounded.
Unless you hit the genetic jackpot, the chances are that your tummy isn’t immune to showing its fat gains. Something interesting is that there are different kinds of belly fat, and they all require different techniques for shedding it. Belly fat isn’t merely an issue of appearance. Sure, it looks and feels nice to have a shredded tummy, but more important are the health implications.