You can develop lower belly fat at any age, though. The food you eat daily plays a serious role. The Journal of Clinical Investigation in 2009 published a study showing that consuming a significant amount -- about 25 percent of calories over just 10 weeks -- of fructose-sweetened drinks, including soda and fruit punches, increases visceral fat development. Other sugary foods can be to blame as well. Reduce your intake of candy, soda and processed baked goods to help lose your belly.

First one’s the Adrenal belly or Adrenal shape, caused by increased levels of cortisol. When going through stressful periods, the production of cortisol increases, and this favours the accumulation of fat around the waist, leading to a saggy abdomen. Both men and women are likely to gain weight around the waist if they are constantly exposed to high levels of stress, and besides the excess belly fat, they are also likely to experience fatigue, back pain, nervousness, poor memory and sleep problems.
Where fat is stored in the body depends on genes, hormones, diet and exercise habits, and levels of stress. Foods and beverages containing sugar or high-fructose corn syrup, fruit juices, more than two alcoholic drinks a day, inadequate protein intake, and insufficient fiber promote the storage of visceral fat. A sedentary or inactive lifestyle, stress, and poor sleep also increase the amount of visceral fat.
Belly fat increases your risk of MI (Myocardial Infarction) and CHD (Coronary Heart Disease)The biggest contributor to this increased risk is visceral fat.This is underlying belly fat that surrounds your internal organs.If you have a waist circumference larger than 40 inches, you are more likely to have a larger amount of visceral fat in your body.That puts you at high risk of suffering a heart attack, heart disease or stroke.

White tea is dried naturally, often in sunlight, making it the least processed and richest source of antioxidants among teas (as much as three times as many polyphenols as green tea!). A study published in the journal Nutrition and Metabolism showed that white tea can simultaneously boost lipolysis (the breakdown of fat) and block adipogenesis (the formation of fat cells) due to high levels of ingredients thought to be active on human fat cells. If there’s such a thing as diet tea, this is it. And while you’re on the 7-Day Flat-Belly Tea Cleanse, chill out with these delicious and refreshing 5 Best Iced Tea Smoothies for Weight Loss!
2. Post Pregnancy Belly: Granted, after a woman gives birth, there will be some excess fat. But recent research has suggested that the extra weight may not only be from pregnancy, but rather the result of poor lifestyle choices following the pregnancy. A study, which is published in the journal Women’s Health Issues, conducted a study to see if there was an association between excess belly weight and post pregnancy lifestyle choices. The study consisted of over 32,000 women with at least two births in Wisconsin between 2006 and 2013.
If lots of women in your family have big bellies (rather than big hips or big butts), your DNA may be stacked against you. "About 50 to 60% of belly fat and weight gain is based on genetics," says Murphy. "You can't really change genes. But what you can do is modify their expression." Simply put, genetics may predispose a woman to gain weight in her midsection—but diet and exercise can influence how much weight stays on, and where.
Belly fat increases your risk of MI (Myocardial Infarction) and CHD (Coronary Heart Disease)The biggest contributor to this increased risk is visceral fat.This is underlying belly fat that surrounds your internal organs.If you have a waist circumference larger than 40 inches, you are more likely to have a larger amount of visceral fat in your body.That puts you at high risk of suffering a heart attack, heart disease or stroke.
It’s Day 28 and I weigh 136. I definitely cut down on my sugar intake this week. There is still 4 more days, I’m so excited at this point. My husband is actually flirting with me again. We went out last night and for the first time in years, I’ve notice him getting irritated when other men look at me! The last time that happened was when we just got married!
Stubborn tummy fat can be very hard to shift. Due to our often sedentary lifestyles and stressful jobs, medicated with alcohol and biscuits, belly fat can easily build up. And, it's not just our ability to win the swimsuit competition that's affected by the belly build up: fat deposits around the belly are linked to serious health issues, including type 2 diabetes, high blood pressure and cardiovascular disease. 
While the most exact way to measure visceral fat is by MRI or CT scan, an at-home approach is to calculate the waist-to-hip ratio by dividing the waist measurement by the hip measurement. For example, if the waist measures 56 inches and the hips measure 45 inches, dividing 45 into 56 gives a ratio of 1.2. A waist-to-hip ratio higher than 0.95 in men and 0.85 in women significantly increases the risk of a heart attack or stroke. Simply measure the waist to identify if there is a higher probability of excess visceral fat. In men, a waist measurement over 40 inches (and in women, a waist measurement over 35) indicates an unhealthy accumulation of visceral fat and an increased risk of health problems.
At one time, we might have accepted these changes as an inevitable fact of aging. But we've now been put on notice that as our waistlines grow, so do our health risks. Abdominal, or visceral, fat is of particular concern because it's a key player in a variety of health problems — much more so than subcutaneous fat, the kind you can grasp with your hand. Visceral fat, on the other hand, lies out of reach, deep within the abdominal cavity, where it pads the spaces between our abdominal organs.

3. Stress Belly: The Daily Mail reports that a stressful life could contribute to excess weight in the abdominal area. They spoke to health expert Jackie Wicks, co-author of new book Cheats & Eats: Lifestyle Programme, and she explained to them that cortisol, which is also called the stress hormone, becomes too high for a lengthy period of time, and can increase the amount of fat stored in the stomach. So the key to losing that excess stomach fat caused by stress is to try and destress yourself. Wicks recommends taking a hot bath on a regular basis. She explains that they have been shown to lower cortisol levels. She also adds that going for a walk every day not only helps burn calories but can also be a great way to clear your mind, the Daily Mail reported.


This is the result of a lazy thyroid, the gland being responsible for producing hormones that control the metabolism. A lower metabolism is surely a trigger for weight gain, but it’s not just the excess belly fat that gives headaches to this group of people: they also tend to have poor circulation and cold extremities, hair loss, saggy underarm skin and brittle fingernails.
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